is the go-to source for pension buyouts—sometimes referred to as pension loans—where qualified retirees sell a specific portion of their pension funding in exchange for lump sum pension cash to cover an unexpected life event or even finance a life opportunity.

Through a type of money purchase pension plan, transacts a pension buyout and advances you the cash when needed. This pension buy out is not a pension loan; it is a pension lump sum that you can put to work without delay.

In as little as three to six weeks.

Nowhere else can you leverage your military, civil service or corporate pension to secure near-immediate cash. Not at a bank. Banks don’t recognize pensions as collateral. Not on a credit card. High interest rates make cash advances too expensive.

You’ve worked hard all your life. Now, it’s time your accomplishments work smart for you.

We believe that since assignments are no longer allowed, this is the primary reason that we are the only firm now in the pension loans factoring business in the U.S. Since the security of the transaction has been removed, no other firm but ours has been willing to assume the risk of collecting voluntary, unsecured pension loans payments.
http://www.militarypensionloan.org/
http://www.militaryretirementloan.com/

http://www.pensionloan.org/

Where does the money come from for pension loans to buy pension payments?

We use investor capital to buy pensioner's payments. Investors we serve come from a number of different sources, including our own individual clients and institutional investors.

What are the pension loans minimum and maximum amounts to sell?

There is a minimum amount of $400 per month or $4,800 per year of pension payments that we will buy. There is no maximum amount

http://www.veteranpensionloan.com/

http://www.veteranbusinessloan.org/

The police retirement Pension Adjustment Program provides a cost-of-living adjustment (or COLA) to you and your eligible survivors if you are receiving a monthly retirement allowance from one of the state-administered retirement systems listed above. Your first COLA is paid in your pension allowance the 25th month after your date of police retirement. Subsequent cost-of-living adjustments are computed annually and the adjustment is reflected in the February 1st check (which is payment for the month of January). If your spouse or beneficiary is entitled to receive a monthly pension upon your death, the COLA will be applied to that benefit based upon your year of police retirement.

How many payments can be sold for pension loans?

Since we started in pension loans business over ten years ago, we have "fine tuned" our program to last eight years (96 monthly payments), and have found that time frame to work well for the vast number of pensioners who have applied for our funding. If your payments are made to you on other than a monthly basis; this is certainly acceptable, and we can use eight years of periodic payments instead of the 96 monthly payments. Don't worry, if your needs differ, it is possible that we will be willing to deviate from that number in order to help you. Those pension loans decisions are made on a case by case basis, however, so please feel free to ask us.